Tele marketing and tele marketers are on the rise and so you need to be that extra bit more careful to ensure that you protect yourself from schemes and scams. I'm Donna J. Jodhan wishing you a terrific day and week ahead. 30 Steps to Financial HealthBy Donna J. Jodhan We are living in times when our baby boomers in particular need to be paying extra special attention to their financial planning but this is nothing new that I am saying. What we are seeing these days is a picture of baby boomers who are desperately seeking safe and secure financial planning and financial planners who are practically stalking baby boomers in order to drum up business. Yes!This is what is happening and baby boomers need to be extra careful in their choice of who they ask to help them take care of their precious savings and investments. So, how can baby boomers deal with this?What can they do in a situation like this?How will they be able to determine the true and honest investment advisers from those who are just out for their business?Should baby boomers be trending more towards using financial investment advisers from legitimate financial institutions instead of independent financial investment advisers?Or, should it be the other way around?Are financial institutions ready and prepared to truly help baby boomers invest soundly?We need to see more financial investment advisers who are going to be able to understand the needs of baby boomers. We need to see an improvement in attitude on the part of our financial industry. An attitude where stalking becomes a thing of the past, and healthy advice becomes more of the norm. We need to see more financial investment advisers who are better educated and skilled and who can step up to the plate and become investment advisers who are more willing and prepared to improve the financial health of their clients instead of looking like financial rushers and hustlers.